Policy administration, agent and field force apps, claims workflows and premium collection through cards, bank debits and mobile wallets, with reporting built to support your regulator's requirements.
Policy administration system
Agent and field force apps
Claims management workflow
Online and wallet premium collection
AI underwriting support, claims checks & MCP
DesignSilc is a global insurance software development company with teams in Dhaka, Austin and the UK, serving clients in 38+ countries. We build policy administration, agent management, claims and premium collection software for life and general insurers, brokers and insurtech teams. Our systems handle the full policy lifecycle, from proposal and underwriting to issuance, renewal, lapse and revival, and let policyholders pay premiums by card, bank debit or mobile wallet with instant receipts. We have built software since 2015 and delivered 1,000+ projects with a team of 70+ developers.
Many insurers rely on large agent networks and field collection, often in areas with weak connectivity. We build agent apps that work offline, commission structures across multiple hierarchy levels, and dashboards that show premium collection by zone. Reporting is built to support regulators such as IDRA in Bangladesh, the FCA in the UK or state insurance departments in the USA, alongside GDPR and SOC 2 style data controls, and the system can start with one product line or channel before expanding in phases. Every insurance platform now includes AI that supports your staff: it predicts lapses, reads medical and claim documents and scores fraud risk, while underwriters and claims teams make every decision.
Core systems and apps that bring policies, agents, premiums and claims onto one reliable platform.
Products, proposals, underwriting rules, policy issuance, endorsements, renewals, lapse and revival with full history.
Agent onboarding, licence tracking, multi-level hierarchy, targets, commission calculation and statements.
Collect premiums through Stripe, Adyen, bank debits, bKash or Nagad with auto-reconciliation, SMS receipts and due reminders.
Claim intake, document checklist, surveyor or loss adjuster assignment, assessment, approval levels and settlement tracking.
Policyholders view policies, download statements, pay premiums, update beneficiaries and submit claims online.
Business, premium, claims and agent reports by branch and product, structured to support your regulator's reporting requirements.
AI reads proposals, reports and claim files, then brings the risk signals to the right person with reasons. Underwriters, claims officers and agents decide; the system records each decision.
Summarises a customer's policies, payments, claims and complaints in one paragraph with a suggested next step.
See it in the live demo → LAPSScores due policies for lapse risk and drafts reminders with pay links, timed to when each customer pays.
See it in the live demo → UWReads proposals and medical reports, fills test values and suggests a decision for the underwriter to make.
See it in the live demo → CLMLists missing claim documents and scores fraud risk with reasons, so claims staff focus their review.
See it in the live demo → AGTRanks leads, suggests suitable plans for illustrations and flags agents whose persistency needs coaching.
See it in the live demo → MCPLets Claude, ChatGPT or your own agents query policies and claims with role-based access and full logs.
See it in the live demo →97%
Success rate
70+
Developers
10+
Years of experience
1k+
Projects delivered
350+
Happy clients
We build Android and iOS apps for agents and policyholders. Agent apps include product illustrations, digital proposal forms with photo and document capture, offline mode for rural visits, premium collection with instant receipts and commission tracking. Policyholder apps in multiple languages, including English, Arabic and Bangla, let customers check policy status, pay premiums by card or wallet, receive due-date reminders and start a claim with photos. Apps connect securely to your core policy system through APIs.
Investing in Insurance software with DesignSilc delivers clear, measurable advantages for your company.
Garments ERP for apparel factories: merchandising, costing, production lines, inventory, compliance and payroll.
Learn more → SHOPOnline stores, marketplaces and social commerce order systems with payments, shipping and COD tracking built in.
Learn more → FINDigital wallets, payment gateways, loan origination, eKYC and core-banking integrations for banks and fintechs worldwide.
Learn more → MFIMFI software for loans, savings and field collection, plus donor reporting and beneficiary management for NGOs worldwide.
Learn more → HMSHospital management systems with OPD, IPD, lab, pharmacy and billing, plus telemedicine and booking apps for providers worldwide.
Learn more → RXPharma distribution and SFA, medical rep apps, batch and expiry tracking, and pharmacy POS for pharma companies worldwide.
Learn more → EDUSchool, college and university management software, LMS and exam apps with online fee collection.
Learn more → REALProperty portals, unit booking and instalment tracking, sales CRM and construction project management.
Learn more →Cost depends on product lines, policy volume, agent hierarchy, claims complexity and integrations such as payment gateways, CRM or e-KYC. DesignSilc gives insurers in the USA, UK, Europe, Middle East and South Asia a fixed quote after a free discovery call. Many insurers start with an MVP for one area, for example agent apps with online premium collection, then extend into policy administration and claims in phases.
An agent app with digital proposals and premium collection typically takes 8 to 14 weeks for a first release. A full policy administration and claims platform is larger and is delivered in phases over several months. DesignSilc plans data migration and parallel running so your operations continue without disruption.
Yes. DesignSilc integrates insurance systems with gateways such as Stripe, Adyen and PayPal, bank debits and regional wallets like bKash and Nagad, so policyholders can pay from an app, website or payment link. Payments are matched to the right policy automatically, receipts are sent by SMS or email, and finance teams get daily reconciliation reports instead of matching transactions by hand.
DesignSilc builds insurance software with reporting structured to support your regulator's requirements, such as business, premium, claims and agent data by branch and product. Report formats are configurable, so they can be adjusted as templates change. Your compliance team reviews and submits reports, and we make sure the underlying data is complete and consistent.
Yes. DesignSilc builds offline-first agent apps for insurers, so agents can fill proposals, capture photos and documents, and record premium collections in areas with weak or no internet. Data is stored securely on the device and syncs automatically when connectivity returns, with conflict checks so no proposal or receipt is lost.
Our insurance platforms include lapse risk prediction with timed premium reminders, receipt auto-matching for card, bank and wallet payments, underwriting support that reads proposals and medical reports, claim document checks, claim fraud scoring with reasons, settlement note drafting for the claims committee, health bill review against plan limits, a customer 360 summary, agent lead scoring and AML screening. AI supports staff decisions and does not make them: underwriters, claims officers and compliance teams review every suggestion, decide and remain accountable, with each step recorded.
Yes. An MCP server is included, giving Claude, ChatGPT, Cursor or your own agents tools to look up policies, due premiums, claims, proposals, agent performance and servicing quotes. Every connection respects role-based permissions, so an assistant only sees the branches, products or customers its user is allowed to see. Claim decisions, reminders, servicing requests and regulatory return drafts are prepared for a person to approve, never applied automatically. Each tool call is logged for audit, and you can run the platform with a cloud AI model or a private model inside your own environment.
Tell us about your goals and we’ll get back within one business day with ideas, a timeline and a clear quote.
We use strictly necessary cookies and browser storage to run this site. With your permission we may also use analytics and marketing cookies to improve our services. You can change your choice at any time from “Cookie Settings” in the footer. Cookie policy
Your browser’s Global Privacy Control signal is honoured: marketing cookies stay off.
